Frequently Asked Questions (FAQ) About Living in Florida

Frequently Asked Questions (FAQ) About Living In Florida

Are you considering making the Sunshine State your new home? With its warm climate, beautiful beaches, diverse culture, and tax benefits, Florida has become an increasingly popular destination for people looking to relocate. However, before making the move, it’s essential to have a clear understanding of what life in Florida entails. This article will answer some of the most frequently asked questions about living in Florida.

What are the tax benefits of living in Florida?

One of the most significant advantages of living in Florida is its favorable tax climate. Florida is one of only seven states in the U.S. that does not have a state income tax. This means that you can keep more of your hard-earned money in your pocket. Additionally, Florida has relatively low property taxes compared to other states. However, it’s important to note that there is a 6% statewide sales tax, with some counties adding an additional 1% for a total of 7%. While this may seem high, the overall tax burden in Florida is still lower than in many other states.

What’s the real estate market like in Florida?

The Florida housing market has been strong in recent years, with steady growth and increasing home values. In 2024, the median home price in Florida is $407,700, a 4.5% increase from the previous year. However, home prices and inventory can vary significantly by region. Some of the hottest real estate markets in Florida include Miami, Orlando, and Tampa. These cities have seen significant growth in recent years, with increasing demand for housing and a thriving job market.

If you’re considering buying a home in Florida, it’s essential to work with a knowledgeable real estate agent who can help you navigate the market and find the right property for your needs and budget. They can also provide insights into the local market conditions, including pricing trends, inventory levels, and competition from other buyers.

What’s the cost of living in Florida?

The cost of living in Florida is relatively affordable compared to other states. Overall, the cost of living in Florida is 2% lower than the national average. Housing costs are on par with the national average, while utilities, food, and healthcare are slightly lower. However, it’s important to note that larger cities like Miami and Fort Lauderdale have a higher cost of living, up to 18% above the national average.

When considering the cost of living in Florida, it’s essential to factor in your individual lifestyle and needs. For example, if you plan to live in a larger city like Miami, you may need to budget more for housing and transportation costs. On the other hand, if you plan to live in a smaller town or rural area, you may be able to find more affordable housing options.

What’s the weather like in Florida?

Florida is known for its warm, sunny weather, making it a popular destination for tourists and retirees alike. Average temperatures range from the low 60s in the winter to the low 90s in the summer. However, Florida’s climate also comes with high humidity and the risk of hurricanes from June through November. It’s important to be prepared and have an evacuation plan in case of a hurricane.

If you’re not used to the heat and humidity, it may take some time to adjust to Florida’s climate. It’s essential to stay hydrated, wear sunscreen, and take breaks in the shade or air conditioning when needed. Additionally, it’s a good idea to invest in a reliable air conditioning system for your home to keep you comfortable during the hot summer months.

What are the education options in Florida?

Florida offers a variety of education options for students of all ages. The state has a strong public school system, with many highly-rated schools and programs. Additionally, there are many private schools and charter schools available for families who prefer alternative education options. Florida also offers homeschooling options for families who wish to educate their children at home.

For higher education, Florida has several highly-ranked universities, including the University of Florida, Florida State University, and the University of Miami. These schools offer a wide range of programs and degrees, from undergraduate to graduate and professional studies. Additionally, Florida offers prepaid college plans and scholarships to help make higher education more affordable for students.

What are the best places to live in Florida?

The best place to live in Florida depends on your individual needs and preferences. Some popular cities include:

  • Miami: Known for its vibrant culture, beautiful beaches, and exciting nightlife, Miami is a popular destination for young professionals and families alike.
  • Orlando: Home to world-famous theme parks like Disney World and Universal Studios, Orlando is a great place for families and those who love entertainment.
  • Tampa: With a thriving job market, great schools, and plenty of outdoor recreation opportunities, Tampa is a popular choice for families and professionals.
  • Jacksonville: As the largest city in Florida, Jacksonville offers a diverse range of neighborhoods and a low cost of living compared to other major cities.
  • Sarasota: With its beautiful beaches, cultural attractions, and laid-back lifestyle, Sarasota is a popular choice for retirees and families.

When choosing where to live in Florida, it’s essential to consider factors like job opportunities, cost of living, school districts, and proximity to amenities that are important to you. Working with a local real estate agent can help you find the perfect neighborhood and home to fit your needs and budget.

How do I get a real estate license in Florida?

If you’re interested in pursuing a career in real estate in Florida, you’ll need to obtain a real estate license. To become a licensed real estate agent in Florida, you must be at least 18 years old, have a high school diploma or equivalent, and complete a 63-hour pre-licensing course. You’ll also need to pass a background check and the Florida Real Estate Sales Associate Exam.

Once you’ve obtained your license, you’ll need to work under a licensed broker and complete continuing education courses to maintain your license. Working as a real estate agent in Florida can be a rewarding career, with opportunities to help people find their dream homes and build a successful business.


Living in Florida offers many benefits, from its tax advantages and affordable cost of living to its beautiful weather and diverse lifestyle options. Whether you’re a young professional, a family, or a retiree, there’s a place for you in the Sunshine State. By doing your research, working with a knowledgeable real estate professional, and considering your individual needs and preferences, you can find the perfect place to call home in Florida. With its vibrant culture, thriving job market, and endless opportunities for recreation and relaxation, Florida is a great place to live, work, and play.


Marcus Anthony Cyganiak co-founded The Pinnacle List on April 23, 2011 with his father, Kris Cyganiak. Together, Marcus and Kris later established Solespire Media Inc. on March 27, 2017, which was followed by Solespire’s immediate day-of-launch acquisition of The Pinnacle List, as part of the new Solespire Media Brands portfolio. Marcus currently serves The Pinnacle List as CEO. He is responsible for directing brand strategy, developing digital media infrastructure as a technical full-stack web developer, as well as managing sales and operations that lead the real estate marketing industry in innovation with The Pinnacle List’s globally recognized website, advertising platform, and full-service listing portal for local, national, and international luxury real estate. In 2009, Marcus also co-founded BuyRIC, which services as a portal and directory for local real estate markets. In 2016, Marcus created TRAVOH, a popular travel brand, which produces content by capturing real-time experiences and curating social influencers. Both brands were also acquired by Solespire, where Marcus leads as CEO, alongside Kris as President.
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