Hailstorms are a big scare for American homeowners, with various states witnessing multiple events every year. According to the Scientific American, large, more dangerous hail is a common occurrence, compounding the impact on homes and businesses. Kansas and Nebraska witnessed huge hailstones in 2024, which damaged airplanes and the roofs of houses.
Calling local roofing and restoration contractors becomes necessary in such a situation, but homeowners can be more proactive. Why not fortify your roof against damage instead of seeking help after it happens? A simple home safety checklist for properties in hail-prone areas can help minimize damage and ensure family safety.
In this article, we will share this checklist to help you get your home ready to face the fury of a hailstorm with strength.
Keep an Eye on Your Roof
A report cited how roofing companies in Sedgwick County, Wichita, were swamped after hail damaged many homes in September 2025. More than a hundred homes were damaged, and many required roof replacement. Some residents said that this was the worst storm they had seen.
The roof is the most vulnerable part of your home during a hailstorm. Regular checks for loose, cracked, or missing shingles, especially before hail season begins, can keep you a step ahead. Replace older or damaged materials and consider upgrading to Class 4 impact-resistant shingles, which withstand even large hailstones.
Also, make sure gutters and downspouts are clear to prevent water backups, and consult a roofing expert to assess structural integrity. Reliable Roofing & Restoration Inc. notes that roofing replacement may be required if it lacks strength. Periodic professional inspections can reveal hidden weak spots that may not be visible from the ground.
Reinforce Windows
Like roofs, windows are highly susceptible to hail damage. According to Cowboy State Daily, supercell thunderstorms hit Wyoming, Montana, and Colorado in June 2025. Windows were shattered by golf ball- to baseball-sized hail. The damage was extensive, as pieces were torn off homes, and wildlife was killed.
The incident highlights the importance of reinforcing the windows for homeowners. Install storm shutters for all exposed windows and glass doors. You can opt for permanent fixtures or temporary panels that can be deployed when a storm is forecast. Consider laminated or tempered impact-resistant glass varieties, which are less likely to break.
Applying security window film adds another layer of protection, helping glass stay together even if cracked during impact. Specially designed heavy-duty mesh window screens and strategic use of plywood coverings can also reduce vulnerability. The best option is to keep plywood cut to size, ready for emergency window covering.
Secure Outdoor Items
A majority of homes in the US have outdoor living spaces, and these are prone to hail damage. The last thing you want to deal with is a devastated backyard that needs cleaning and repair after a storm. That is most likely because the items here are exposed to the elements when bad weather hits.
Outdoor furniture, grills, potted plants, and garden tools should be anchored or moved indoors at the first sign of hail in the forecast. Secure playsets, trampolines, and other large items with ties or sandbags. For fixed features, such as air conditioning units or solar panels, invest in hail blankets or weather-resistant covers.
Hail-resistant materials for outdoor furniture, such as aluminum or resin, are the best investments. Trees and shrubs can act as windbreaks, making them vital parts of a home’s landscaping. However, you should regularly trim tree branches and shrubs near your home to reduce the likelihood of broken limbs causing roof or window damage during hailstorms.
Stay Ahead of Weather Forecasts
Being proactive about weather alerts is essential for hailstorm readiness. According to Our World in Data, weather forecasts today can be relied upon for their accuracy. They can save lives by warning people about upcoming storms, disasters, and heat waves. All you have to do is check the right sources for alerts.
You can set up multiple alerts on mobile devices or weather radios, and pay extra attention during hail season. Create an emergency action plan for your household so that you and your loved ones are prepared. Know the safest areas in your home, ideally a windowless room or basement.
Prepare an emergency kit and stock up supplies such as flashlights, tarps, water, and a first aid kit. These should be easily accessible in the safe zone, so that no one has to be exposed to any danger.
FAQs
What precautions should you take during a hailstorm?
During a hailstorm, move everyone indoors immediately and keep pets in secure rooms. Stay away from windows and draw shades or curtains to help contain broken glass. Remember to avoid electrical outlets if lightning is present. If you are driving, safely pull over under cover, like an overpass, and remain inside your vehicle until the storm passes.
Does homeowners’ insurance pay for hail damage?
Most standard homeowners’ insurance policies include coverage for hail damage to roofs, siding, and windows. However, coverage details and limits vary, so you must review your policy annually, noting exclusions or deductibles for hail events. Document any damage with photos and contact your insurer as soon as the storm is over for claim instructions. Some policies may not cover cosmetic damage or may have specific requirements for roof age or materials.
What time of year is the cheapest to replace a roof?
Roof replacement costs fluctuate with demand. Early spring and late fall are typically cheaper due to less demand for contractors. However, hail-prone areas may experience post-storm price spikes. Scheduling work during off-peak seasons can yield better rates and more availability. On the other hand, you should not delay necessary repairs if your roof is already compromised.
Living in a hail-prone area is stressful for homeowners because storms can hit without warning and take a toll on their property. However, being ready for such events is a wise approach. You can implement these measures to stay a step ahead and keep your home and loved ones safe from damage. The best part is that you have peace of mind, no matter how bad the weather gets.
